Chris has a superb customer service mentality, always making time for us. The key thing that struck us about.. read testimonialsMarty Gardiner

CWS has provided financial service and advice to me for close to 3 years and I've found... read testimonialsSam Soliman

CWS is the first financial adviser who has been able to provide real expert advice across all.. read testimonialsMonique Roberts

I have no hesitation in recommending CWS to anyone wishing to avail themselves of a professional & trustworthy Financial Planner... read testimonialsBarry Roberts

CWS has the experience, knowledge and tenacity to lead people to achieving their goals no matter what they.. read testimonialsLaura Krebs

My CWS adviser is very professional & competent individual who thinks outside the square... read testimonialsDavid Tincknell

Our CWS adviser, Chris, has an intrinsic motivation for business and in particular finance. He is always... read testimonialsInnes Stafford

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You will receive an obligation free tailored financial plan from one of our professional & qualified financial advisers, which you own and keep that includes:

  • Tax structure optimisation - undertaken via our accounting divisions / partners
  • Mortgage structure & debt elimination - pay your mortgage off faster!
  • Performance review of your current Super & recommendations
  • Finding the best insurance cover & protection at the lowest price
  • Your risk profile - We find investment solutions to suit you
  • High yielding investment options
  • Helping you achieving your life style & retirement objectives in the shortest time possible

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Who are we?

Custom Wealth Solutions (CWS) is an award winning and privately owned Financial Planning Firm providing Comprehensive Financial Advice to Private and Business clients. Our firm is founded on core values and highly experienced investment specialists who are investors, not just advisers.

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    Managing Director, Secure Payment Solutions

    CWS has provided financial service and advice to me for close to 3 years and I have found CWS to be very knowledgeable, honest and reliable in this time. Importantly CWS can understand current market conditions and sentiment and is able to articulate what that means to my situation in a clear and concise manner. I have since recommended the CWS services to my parents who have subsequently moved their portfolio over to CWS and have heard nothing but praise for their services.

    November 10, 2011

    Hired CWS Financial Adviser in 2009.

    Our CWS Adviser has a superb customer service mentality, always making time for us. The key thing that struck us about our adviser is that he is extremely knowledgeable about all asset classes and does not show a bias towards one or the other. Instead, he really aims to understand your needs and tailors his approach and advice to suit your goals. I highly recommend him as he is a first class financial adviser. There are not many like him!

    October 28, 2011

    Hired CWS as a Financial Adviser in 2010

    CWS is the first financial adviser who has been able to provide real expert advice across all the investment vehicles we are interested in, not just the normal funds and shares. CWS always makes time to speak to us about a range of things. Our adviser is a really positive thinker and after speaking to him we always feel hugely positive about our investments and what we can achieve in the future.

    October 17, 2011

    Hired CWS as a Financial Adviser in 2008

    I have known our CWS adviser for over 2 years and during that time have found his Financial Planning skills, knowledge & advice beyond reproach. He is always contactable & reliably returns calls or emails at other times. I have no hesitation in recommending CWS to anyone wishing to avail themselves of a professional & trustworthy Financial Planner.

    October 17, 2011

    Hired CWS as a Financial Adviser in 2009

    Chris and his team are proactive professionals that are solutions driven in their approach to business. Listens to all opinions and looks for the solution to satisfy all clients wants and needs. I would recommend CWS to anyone looking for the right advice with a proactive approach.

    October 14, 2011

    Hired CWS as a Financial Adviser in 2009

    My CWS adviser is very professional & competent individual who thinks outside the square.

    October 10, 2011

    Hired CWS as a Financial Adviser in 2009

    Our adviser is a diligent, customer focused individual who knows his profession and to whom referrals were easy to make.

    October 10, 2011

    Director / Operations Manager, Cerberos Brokers Pty Ltd

    Our CWS adviser, Chris, has an intrinsic motivation for business and in particular finance. He is always searching for innovative and modern solutions to benefit his clients.

    October 9, 2011

    Hired CWS as our Financial Advisers in 2009

    Chris and his team are proactive professionals that are solutions driven in their approach to business. Listens to all opinions and looks for the solution to satisfy all clients wants and needs. I would recommend CWS to anyone looking for the right advice with a proactive approach.

    October 9, 2011

    Senior Partner, Marsh Tinknell Accountants. Have hired CWS as a Financial Advisers in 2010, and hired Chris more than once

    CWS service is customer oriented and available to open discussions. It is rare to receive such treatment everywhere else. I am looking forward to their expertise and build a lucrative wealth for my organisation.

    October 9, 2011

    20 to 30 Years old

    Meet David Tate & Sarah Shaw, Brisbane, QLD

    Ready for your free consultation?
    Click for an Adviser
    Financial Goals:

    David and Sarah have been together for 5 years. And have recently purchased their first home.

    David is a social worker and earning an income of $45,000. Sarah works for a Queensland project management firm earning an income of $55,000. Both are based in Brisbane.

    David and Sarah approached CWS as they were concerned that they did not have any insurances to cover their expenses should either of them become unable to work or should one of them suddenly pass away they did not want to leave the other with a significant debt they would be unable to pay. Having recently just purchased their first house they were very budget conscious and were also determined to continue to save for their next goal of an investment property. They knew the appropriate insurance was important but did not know how to fit it into their budget.

    What CWS did to help them acheive their goals:
    • The Brisbane based Financial Adviser at CWS was able to firstly amalgamate all of Sarah's Super funds (she had 3) into the one saving her 40% in fees.
    • Realising the necessity for his clients to have sufficient level of insurance cover, their Financial Planner was able to recommend a personalised insurance portfolio for each of the clients consisting of a sufficient amount of Life insurance to cover any debts should either of them suddenly pass away and an Income Protection policy for each of them which would pay any household expenses and the new mortgage should either of them be unable to work for a period of time.
    • Knowing that his clients were quite budget conscious given their newly acquired mortgage payments, the Adviser was able to structure the insurances inside the clients super funds so they were able to have a full level of insurance cover whilst premiums were paid by their Superfund allowing the clients to continue to save for their next property.

    Names and images do not reflect this real life example.

    " ...Amalgamate all of Sarah's Funds into one saving her 40% in fees "
    What we can help you acheive
    • Tax structure optimisation – reduce your tax bills!
    • Mortgage and debt elimination – pay your mortgage off faster!
    • Performance review of your current superannuation
    • Finding the best insurance cover & protection at the lowest price
    • Your risk profile – We find the best investment solutions to suit you High yielding investment options
    • Helping you achieving your life style & retirement objectives in the shortest time possible
    • Brisbane, Sydney, Melbourne, Adelaide, Hobart, Darwin, Perth - No matter where you are, we're with you
    " ...have a full level of insurance cover whilst premiums were paid by their superfund... "

    30 to 40 Years old

    Meet Matt & Ashley Roberts, Sydney, NSW

    Ready for your free consultation?
    Click for an Adviser
    Financial Goals:

    Matt and Ashley have been married for 8 years and have one child aged 5. Ashley had recently returned to work 9 months ago as a Project officer earning an Income of $68,000 and Matt is a qualified plumber in Sydney earning an income of $75,000.

    Ashley recently returned to work and both had found that they now have additional income coming into the household budget. Having been living on one income for the last few years the clients were keen to make this extra income go as far as possible and had just put a contract on their first Sydney investment property. They had also allowed room in their budget to make additional weekly repayments on this loan.

    Knowing it had been sometime since they reviewed their first mortgage they thought it would be an important exercise to do this when they applied for their new loan. It had also been sometime since they reviewed their insurance needs especially with Matt's income increasing substantially in the last 5 years.

    Both Matt and Ashley felt that although Matt's employer had been making regular contributions to his superfund, it was not performing as well as it should have been, as a lot of the contributions being made seemed to be taken out as fees. Given the recent Global Financial Crisis (GFC), what was once a sizeable balance had taken some time to grow back to its previous state.

    What CWS did to help them acheive their goals:
    • When Matt and Ashley approached one of our Sydney based CWS Financial Planners regarding their decision to purchase an investment property their Adviser immediately booked them in for a review on their current home loan with the CWS lending division as well as to look at the purchase of their new property. The Financial Adviser also explained to Matt and Ashley that any excess funds available to be paid onto either loan should be paid onto their principle place of residence as they do not receive any tax deductibility for this debt. Once this non-deductible debt had been paid in full, this is when they would put extra funds onto the investment loan.

      The CWS lending staff were able to lend Matt and Ashley the funds to purchase their new property using some of the equity in their current house. They were also able to provide the clients with the correctly structured loans to maximise tax deductibility on the investment loan, and by refinancing the existing loan, Matt and Ashley were able to save an additional $218 per month on their repayments. This amount they would continue to pay on their principle place of residence loan to reduce this mortgage as quickly as possible.

    • Now that Matt and Ashley had an additional mortgage to pay for and also an additional child since they last discussed their insurance needs, it was important that a new insurance plan was put in place. Given the change in their situation Matt and Ashley were now grossly under insured.

      The Financial Planner recommended an increase in Life cover for both clients as well as the addition of Total and Permanent Disability (TPD) insurance to be structured inside each of their super funds. In the event that either of them should suddenly pass away or suffer from a TPD event, they felt confident knowing that their family will be taken care of financially in either of these circumstances, with enough funds to pay for both mortgages in full and some money left over to be invested for future income for the family. The premiums for these covers were to be paid for by their super fund to free up extra money in the clients household budget.

      Since the last insurance review Matt had also received a few pay rises and now found his Income Protection policy to also be under insured. The Planner was able to increase the level of cover Matt was insured for, so if anything did happen to Matt and he was unable to work, he would receive enough money to pay each of the mortgages and also contribute to the household expenditure. By providing Matt with this Income Protection policy Matt was able to use the premiums paid as a tax deduction also. The Adviser also saw the need for Ashley to have this type of cover given the new amount of household expenses the family had, one income alone would not be able to pay for all of the bills.

    • When Ashley said she was not very impressed with the performance of Matt's super the Adviser conducted a review into both Matt and Ashley's super funds and found he was able to save them 34% and 29% respectively in annual fees and with these savings the clients were able to structure the Life and TPD premiums inside the super and still have a total net saving.
    • The Adviser was also able to provide each of the clients with a more focused investment strategy which was more in line with their tolerance to investment risk as he found Matt's fund was originally invested far too aggressively for what Matt was comfortable with.
    • Since Ashley had been out of the work force for the last few years looking after a young family, her Super balance had not grown a great deal due to the lack of contributions being made. The Financial Planner recommended that Ashley make an additional 3% contribution each pay by way of salary sacrifice through her employer to increase her balance quickly to make up for lost time.

      These additional funds into the super account would quickly add up over time. If Ashley continued to work for another 31 years and stayed on the same salary of $68,000 the additional 3% pa would equate to an additional $63,240 at retirement at 65, not taking into account any investment performance.

    Names and images do not reflect this real life example.

    " ...save them 34% and 29% respectively in annual fees "
    What we can help you acheive
    • Tax structure optimisation – reduce your tax bills!
    • Mortgage and debt elimination – pay your mortgage off faster!
    • Performance review of your current superannuation
    • Finding the best insurance cover & protection at the lowest price
    • Your risk profile – We find the best investment solutions to suit you High yielding investment options
    • Helping you achieving your life style & retirement objectives in the shortest time possible
    • Brisbane, Sydney, Melbourne, Adelaide, Hobart, Darwin, Perth - No matter where you are, we're with you
    " ...an additional $63,240 at retirement at 65, not taking into account any investment performance "

    40 to 50 Years old

    Meet Chris & Jenny Bell, Melbourne, VIC

    Ready for your free consultation?
    Click for an Adviser
    Financial Goals:

    Chris and Jenny have been married for 21 years now and have 3 children aged 16, 14 and 12. They have almost paid off their mortgage (balance $80,000) and wanted to increase their super balances. Both are quite conservative investors and have not invested any monies outside of their super, preferring to concentrate on paying down their mortgage on their current Melbourne property.

    What CWS did to help them acheive their goals:
    • Referral to CWS lending who helped them achieve a saving of $134 per month with a newly structured mortgage. Clients continued to pay original mortgage repayment to pay out their balance as soon as possible.

      Once mortgage is paid in full clients are to focus all additional monies into their Super to increase balance.

    • Provided a budget analysis of household spending, which gave Chris and Jenny an additional $246 per month in savings. These cost savings along with their current proposed CWS budget, Chris and Jenny were able to pay for an overseas holiday within 12 Months
    • Provided client with a Superannuation fund comparison and saved a combined average of 36% in fees per annum or a total of $2,108 per annum.
    • Re-investment of Super funds with a more focused investment approach combined with the saving in fees will help accelerate clients super balance.
    • Reviewed Chris and Jenny's insurance needs. The Financial Planner was able to decrease Life and Total and Permanent Disability (TPD) insurance cover, as the Adviser found the clients did not have the need for such a high level of cover due to the reduction in their mortgage and their children becoming less financially dependent. Total combined monthly saving of $129.32.

      By reducing these covers and saving money on premiums the Adviser was able to recommend Trauma insurance which will pay a lump sum of money should either of them suffer a Trauma event. As Chris and Jenny are in the age group most affected by these conditions it was important for the Adviser to ensure both Chris and Jenny were insured for such events.

    Names and images do not reflect this real life example.

    " Chris and Jenny were able to pay for an overseas holiday within 12 months "
    What we can help you acheive
    • Tax structure optimisation – reduce your tax bills!
    • Mortgage and debt elimination – pay your mortgage off faster!
    • Performance review of your current superannuation
    • Finding the best insurance cover & protection at the lowest price
    • Your risk profile – We find the best investment solutions to suit you High yielding investment options
    • Helping you achieving your life style & retirement objectives in the shortest time possible
    • Brisbane, Sydney, Melbourne, Adelaide, Hobart, Darwin, Perth - No matter where you are, we're with you
    " ...save a combined average of 36% in fees per annum "

    50 to 65 Years old

    Meet Neil Simpson, Sydney, NSW

    Ready for your free consultation?
    Click for an Adviser
    Financial Goals:

    Neil is 59 years old and is a quality controller for a well established New South Wales construction company. Neil owns his own house and has a large savings balance and is wanting to retire next year on his 60th birthday.

    What CWS did to help Neil acheive his goals:
    • Saved client 47% in Super fees or $2,796.50 Per Annum
    • Recommended a personalised investment portfolio of direct equities, term deposits and corporate bonds that will provide Neil with a cash return of $43,842.51 each year - regardless of market movement. This will provide Neil with the $4000pm living expenses client would need in retirement, whilst having minimal effect on his Superannuation capital.
    • Increased superannuation balance before retirement by making a non-concessional contribution of $150,000 from Neil's savings account into his super, which will provide a tax free income in retirement.
    • Purchase a caravan and car upgrade to travel around Australia with monies in savings account.
    • Remainder of savings balance to be placed in a high interest savings account for 'rainy day' situation.
    • The CWS adviser recommended Superannuation fund can be easily transferred to an Allocated Pension at time during retirement which will provide Neil with a tax free income of the $4000 Per Month that he requires.
    • Have Neil begin salary sacrifice concessional contributions up to his maximum concessional allowable limit - to also increase super balance
    • Increased Neil's Superannuation balance by $175,000 in the way of concessional and non- concessional contributions ($150,000 non-concessional and $25,000 employer super guarantee and salary sacrifice contributions)

    Names and images do not reflect this real life example.

    " Saved client 47% in super fees "
    " Cash return of $43,842.51 each year regardless of market movements "
    What we can help you acheive
    • Tax structure optimisation – reduce your tax bills!
    • Mortgage and debt elimination – pay your mortgage off faster!
    • Performance review of your current superannuation
    • Finding the best insurance cover & protection at the lowest price
    • Your risk profile – We find the best investment solutions to suit you High yielding investment options
    • Helping you achieving your life style & retirement objectives in the shortest time possible
    • Brisbane, Sydney, Melbourne, Adelaide, Hobart, Darwin, Perth - No matter where you are, we're with you
    " Increased Neil's Superannuation balance by $175,000 "

    65+ Years old

    Meet Helen Peters, Brisbane, QLD

    Ready for your free consultation?
    Click for an Adviser
    Financial Goals:

    Helen has been retired for 9 years after selling a successful Australia Post branch in Queensland. Helen has a term deposit of $135,000 and also has $35,000 in her savings account as well as holding a range of other assets. She has an allocated pension which she draws $2000 per month from as income and also receives a government part pension.

    What CWS did to help Helen acheive her goals:
    • Review Allocated Pension and saved client $1450.20 Per Annum in fees or 35%.
    • Re-structured investment portfolio to a more conservative approach which better suited the clients tolerance to investment risk.
    • Helen really likes the idea of using Term Deposits as an investment so we explained the negatives and positives of this approach and were able to invest 20% of her allocated pension capital in a high interest Term Deposit.
    • The Brisbane based CWS Financial Planner advised Helen that as she had a large savings balance due to her drawing excess funds from her Allocated pension (AP) and to halve the amount she was drawing from her AP to $1000 p/m which will help make her AP last a lot longer in retirement. This strategy will save the client an additional $12,000 p/a coming from her AP balance and therefore leaving her more money to be invested for long term steady growth.
    • If client needed any extra money for bills or travel she could use the money she has in her savings account and the money in her Term Deposit could remain there for use in an emergency situation. Client can always increase her AP payments in the future if she is struggling to keep within her new budget.
    • At first there was no change in Helen's government aged pension payments but after 6 months, her savings were reduced slightly as she had been using this money to pay for her travel and living expenses. This in turn increased her government aged pension payments by $22.50 per fortnight

    Names and images do not reflect this real life example.

    " ...Saved client $1,450 Per Annum, or 35% "
    What we can help you acheive
    • Tax structure optimisation – reduce your tax bills!
    • Mortgage and debt elimination – pay your mortgage off faster!
    • Performance review of your current superannuation
    • Finding the best insurance cover & protection at the lowest price
    • Your risk profile – We find the best investment solutions to suit you High yielding investment options
    • Helping you achieving your life style & retirement objectives in the shortest time possible
    • Brisbane, Sydney, Melbourne, Adelaide, Hobart, Darwin, Perth - No matter where you are, we're with you
    " ...This strategy will save the client an additional $12,000 p/a... "

    COMMISSION FORWARDING SERVICE - TERMS & CONDITIONS

    Please read the following Terms and Conditions relating to use of the 'Commission Forwarding Service' provided by Custom Wealth Solutions PTY LTD. To print, visit http://www.customwealth.com.au/commission-forwarding-terms

    Contract

    Access to and use of Commission Forwarding Service (below referred to as "CFS") is subject to the following terms of use. These terms of use create a legal and binding contract between You and Us.

    Parties

    'Our', 'Us' and 'We' refers to Custom Wealth Solutions Pty Ltd, below referred to as ("CWS")

    Custom Wealth Solutions Pty Ltd, ABN 70 153 580 119, is a Corporate Authorised Representative of Custom Wealth Solutions Dealer Services Pty Ltd (AFSL 301642) PO Box 812, Hamilton Central QLD 4007.

    The words 'You' and 'Your' refer to users of the CFS offered by CWS. The material on the CWS Website is published by Us and is intended for use in Australia only.

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    Your privacy and security is important to Us. Refer to our Privacy Policy for information about how We handle personal information We hold about You.

    Our latest updated privacy policy may be found here:

    http://www.customwealth.com.au/documentation/privacy/cws-ds-privacy-policy.pdf

    Access to the CWS Commission forwarding service – Age

    The CFS is not intended for persons under the age of 18. You warrant that You are aged 18 or older and that you are the legally registered owner of the policy you are seeking commission payments from.

    Warranty of information

    While reasonable steps have been undertaken to ensure that the information, materials and services contained on the CWS Website are free from error, to the extent permitted by law, which law cannot be excluded, we do not warrant the accuracy, adequacy or completeness of content. Information on the CWS Website may change without notice to you, unless we are required by law to provide you with notice of any changes. All terms implied by law, except those that cannot be excluded by law shall be excluded.

    General 'No Advice' Disclaimer

    You acknowledge and agree that our CFS service is a "no advice" service. We do not make any recommendations or endorsements of financial or credit products or their suitability for You under the CFS arrangement.

    All information contained on the CWS website is factual information or general advice only and does not take into account Your objectives, financial circumstances or needs. If you are not comfortable with making your own financial decisions you should contact a licensed financial or finance/mortgage adviser.

    Commission Forwarding Service

    To receive cashback payments from CWS based on "hidden" adviser commissions from your superannuation policies' providers you simply need to appoint CWS as your financial adviser using our "Commission Cashback" form which may be downloaded using this link:

    http://customwealth.com.au/commission-cashback.php

    You do not need to change any of your existing funds, and you do not need to be a client of CWS in any other capacity to qualify for our CFS.

    Once You have appointed CWS as your adviser, we will collect any trailing commissions, and following each anniversary of Your inclusion date in the CFS registry, forward these commissions back to you;

    CWS will forward 100% of received commissions less an administration fee of 50% of commissions received, capped at $150 +GST (maximum) and $50 +GST minimum per annum. Note that we will never ask You to pay Us any money.

    In addition:

  • (a) We will not rebate to You the commission We may receive on any life risk insurances, including life insurance, trauma insurance, income protection insurance and critical illness insurance;
  • (b) At our discretion, we may not rebate to You any amount remitted to Us that is less than $50. We will use Our best endeavours to identify, locate and rebate to You any amount remitted to us for an amount of less than $100. At our discretion, such amounts may be added to your annual cash back account and rebated at a rate of 50%.
  • Forwarding of commissions are paid to You annually by Us within 30 days from the date of Your anniversary of signing up to use the CFS service.

    All cash payments are paid directly to Your nominated bank account.

    Your Entitlement to Commission Cash Payments

    From the date of Your acceptance of these Terms and Conditions until the next anniversary date of Your CFS inclusion date You will be entitled to a forwarding of commissions subject upon Our receipt of those commissions from Our authorising licensee.

    The amount of Your rebate will be calculated as at the anniversary date of Your CFS approval in accordance with the Terms and Conditions effective at that date. We will pay You Your commission cashback within 30 days after Your anniversary of your CFW approval date.

    For termination entitlements please see below.

    Restriction of Liability

    To the maximum extent permitted by law, We disclaim liability for any damages, including, without limitation, direct or indirect, special, incidental, compensatory, exemplary or consequential damages, losses or expenses, including without limitation lost or misdirected orders, lost profits, lost goodwill, lost or stolen programs or other data, however caused and under any theory of liability (including contract, tort (including negligence), equity or statute) arising out of or in connection with (1) use of the CWS Website, or the inability to use the CWS Website by any party; or (2) any failure or performance, error, omission, interruption, defect, delay in operation or transmission; or (3) line or system failure or the introduction of a computer virus, or other technical sabotage; or (4) any content on the CWS Website, including content published by Us, You or otherusers; or (5) Your disclosure of any login, username, password, or any other applicable security features from time to time to any other person, or Your failure to take reasonable precautions in the protection of login, username, password or other applicable security features.

    Notices

    You must notify Us of any change to Your contact details within ten business days to qualify for payment.

    Any notice required to be given under this agreement will be validly given if it is sent to the last known address, electronic mail address or phone or facsimile number of the other party.

    Variation

    These Terms and Conditions of use of the CFS service may be varied by Us with 30 days notice in writing to You. Notice may be given in writing electronically via email.

    Termination

    These Terms and Conditions of use of the CFS service may be terminated by both parties at any point in writing.

    If these Terms and Conditions are terminated by Us, We will pay to You any commissions the subject of these Terms and Conditions which We currently hold in relation to Your financial products on the date of the next anniversary of Your acceptance into our CFS registry.

    If these Term and conditions are terminated by you no further payments no further payments of commissions will be made.

    Governing Law

    This agreement is governed by the law in force in the state of Queensland, Australia. Any dispute arising in connection with these Terms and Conditions or in connection with Your use of this service that cannot be resolved by good faith negotiations between Us shall be referred to mediation or to arbitration. However, We reserve, at Our absolute discretion, Our right to instigate legal proceedings prior to negotiation, arbitration or mediation against any individual, organisation or entity, who in Our opinion has acted in breach of these Terms and Conditions.

    Questions

    If you have any questions or need any assistance with our Terms & Conditions, please call us at 1300 001 297 or email admin@customwealth.com.au

    Advice

    Customised and Comprehensive advice across all areas of investments, Superannuation, Property, Insurance and Lending (provided by CWS Finance Pty ltd), detailed in a personalised easy to understand Financial Report.

    Insurance

    Insurance strategies and detailed recommendations for Life, TPD, Income Protection, Trauma and Business Insurance requirements. Complete strategies for complex insurance needs.

    Investments

    A complete range of investments from Direct Shares, Managed Funds, ETF's, Term Deposits and Property to address all of your wealth creation, income and wealth management goals.

    Superannuation

    Industry leading advice in relation to personal, corporate, Industry and Self Managed Superannuation Funds. Detailed Investment recommendations for accumulation accounts or retirement income streams.

    Lending

    Lending solutions in conjunction with customised financial planning to achieve market leading home and investment mortgages, commercial lending, corporate leasing and business finance.

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